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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,276 | $75,962+5.7% | $154,108-47.9% | $64,173+25.1% |
| Participation rate | 82.1% | 70.4%+11.7pp | 83.0%-0.9pp | 69.6%+12.6pp |
| Annual return | -8.17% | 30.32%-38.5pp | 735.21%-743.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $4,513 | $3,350+34.7% | $5,298-14.8% | $2,381+89.6% |
| Participant deferral / active EE | $6,259 | $3,175+97.2% | $5,081+23.2% | $3,470+80.4% |
| Admin fee / account holder | $2,235 | $5,589-60.0% | $13,411-83.3% | $4,887-54.3% |