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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,641 | $91,559-88.4% | $133,971-92.1% | $79,852-86.7% |
| Participation rate | 83.0% | 73.3%+9.7pp | 79.8%+3.2pp | 69.6%+13.4pp |
| Annual return | 18.16% | 61.85%-43.7pp | 45.09%-26.9pp | 31.72%-13.6pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,270 | $3,734-39.2% | $5,047-55.0% | $3,740-39.3% |
| Admin fee / account holder | $400 | $6,321-93.7% | $8,929-95.5% | $5,306-92.5% |