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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,991 | $89,652-90.0% | $141,197-93.6% | $65,186-86.2% |
| Participation rate | 35.8% | 74.7%-38.9pp | 82.5%-46.6pp | 70.2%-34.4pp |
| Annual return | 14.71% | 32.79%-18.1pp | 71.41%-56.7pp | 29.39%-14.7pp |
| Employer contribution / active EE | $1,313 | $3,065-57.2% | $4,736-72.3% | $2,177-39.7% |
| Participant deferral / active EE | $0 | $5,691-100.0% | $6,710-100.0% | $3,514-100.0% |
| Admin fee / account holder | $148 | $569-74.0% | $10,265-98.6% | $847-82.6% |