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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,645 | $148,623-18.8% | $135,974-11.3% | $139,466-13.5% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 13.26% | 79.30%-66.0pp | 68.30%-55.0pp | 373.66%-360.4pp |
| Employer contribution / active EE | $2,681 | $5,246-48.9% | $4,859-44.8% | $4,754-43.6% |
| Participant deferral / active EE | $6,311 | $8,103-22.1% | $7,760-18.7% | $6,712-6.0% |
| Admin fee / account holder | $40,453 | $12,406+226.1% | $10,767+275.7% | $11,409+254.6% |