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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,242 | $138,114-1.4% | $125,391+8.7% | $134,545+1.3% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -17.39% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $1,285 | $5,246-75.5% | $4,816-73.3% | $4,742-72.9% |
| Participant deferral / active EE | $2,915 | $7,801-62.6% | $7,448-60.9% | $6,401-54.5% |
| Admin fee / account holder | $12,530 | $11,570+8.3% | $10,009+25.2% | $11,431+9.6% |