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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,273 | $160,070-21.1% | $147,117-14.2% | $145,897-13.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 36.29% | 98.69%-62.4pp | 420.54%-384.2pp | 552.29%-516.0pp |
| Employer contribution / active EE | $3,333 | $5,285-36.9% | $4,932-32.4% | $4,663-28.5% |
| Participant deferral / active EE | $8,517 | $8,419+1.2% | $8,065+5.6% | $6,689+27.3% |
| Admin fee / account holder | $47,217 | $15,035+214.0% | $12,993+263.4% | $13,390+252.6% |