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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,660 | $85,169-31.1% | $172,755-66.0% | $72,983-19.6% |
| Participation rate | 83.3% | 70.1%+13.3pp | 82.6%+0.7pp | 69.5%+13.8pp |
| Annual return | 18.87% | 27.32%-8.5pp | 802.94%-784.1pp | 81.01%-62.1pp |
| Employer contribution / active EE | $1,046 | $3,324-68.5% | $5,144-79.7% | $2,440-57.1% |
| Participant deferral / active EE | $2,915 | $3,260-10.6% | $5,198-43.9% | $3,608-19.2% |
| Admin fee / account holder | $4,017 | $5,880-31.7% | $13,955-71.2% | $5,124-21.6% |