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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,178 | $98,776+299.1% | $149,745+163.2% | $79,856+393.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.28% | 27.38%-16.1pp | 276.72%-265.4pp | 31.71%-20.4pp |
| Employer contribution / active EE | $9,635 | $3,217+199.5% | $4,646+107.4% | $2,471+289.9% |
| Participant deferral / active EE | $11,375 | $5,681+100.2% | $6,843+66.2% | $3,741+204.1% |
| Admin fee / account holder | $45,279 | $6,053+648.1% | $9,312+386.3% | $5,306+753.3% |