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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,625 | $183,592-55.5% | $155,574-47.5% | $145,877-44.0% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 15.21% | 61.37%-46.2pp | 64.87%-49.7pp | 551.28%-536.1pp |
| Employer contribution / active EE | $2,563 | $5,317-51.8% | $4,676-45.2% | $4,663-45.0% |
| Participant deferral / active EE | $8,785 | $6,466+35.9% | $5,629+56.1% | $6,691+31.3% |
| Admin fee / account holder | $708 | $19,316-96.3% | $15,914-95.6% | $13,402-94.7% |