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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,261 | $209,422-76.5% | $178,503-72.4% | $158,982-69.0% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 17.51% | 188.81%-171.3pp | 151.12%-133.6pp | 302.99%-285.5pp |
| Employer contribution / active EE | $2,146 | $5,707-62.4% | $5,011-57.2% | $4,763-55.0% |
| Participant deferral / active EE | $10,222 | $5,955+71.6% | $5,202+96.5% | $5,983+70.8% |
| Admin fee / account holder | $5,224 | $17,079-69.4% | $13,987-62.7% | $11,252-53.6% |