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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,725 | $138,114-72.0% | $125,391-69.1% | $134,545-71.2% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -12.33% | 750.88%-763.2pp | 572.41%-584.7pp | 418.37%-430.7pp |
| Employer contribution / active EE | $2,779 | $5,246-47.0% | $4,816-42.3% | $4,742-41.4% |
| Participant deferral / active EE | $7,836 | $7,801+0.5% | $7,448+5.2% | $6,401+22.4% |
| Admin fee / account holder | $1,640 | $11,570-85.8% | $10,009-83.6% | $11,431-85.7% |