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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,124 | $165,399-75.7% | $149,745-73.2% | $158,982-74.8% |
| Participation rate | 63.6% | 84.6%-20.9pp | 82.5%-18.8pp | 82.0%-18.3pp |
| Annual return | 19.25% | 348.34%-329.1pp | 276.72%-257.5pp | 302.99%-283.7pp |
| Employer contribution / active EE | $1,602 | $5,105-68.6% | $4,646-65.5% | $4,763-66.4% |
| Participant deferral / active EE | $5,335 | $7,183-25.7% | $6,843-22.0% | $5,983-10.8% |
| Admin fee / account holder | $136 | $10,811-98.7% | $9,312-98.5% | $11,252-98.8% |