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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,438 | $110,240+88.2% | $96,544+114.9% | $139,487+48.7% |
| Participation rate | 79.2% | 78.1%+1.0pp | 76.0%+3.2pp | 80.3%-1.2pp |
| Annual return | 19.64% | 26.41%-6.8pp | 25.88%-6.2pp | 373.84%-354.2pp |
| Employer contribution / active EE | $2,990 | $3,622-17.5% | $2,966+0.8% | $4,755-37.1% |
| Participant deferral / active EE | $5,498 | $5,549-0.9% | $4,851+13.3% | $6,713-18.1% |
| Admin fee / account holder | $557 | $11,602-95.2% | $8,254-93.3% | $11,407-95.1% |