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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,468 | $124,346+58.0% | $111,308+76.5% | $167,536+17.3% |
| Participation rate | 86.4% | 79.6%+6.7pp | 77.3%+9.0pp | 82.1%+4.3pp |
| Annual return | 14.27% | 37.45%-23.2pp | 54.67%-40.4pp | 478.82%-464.5pp |
| Employer contribution / active EE | $2,515 | $3,437-26.8% | $2,732-7.9% | $4,839-48.0% |
| Participant deferral / active EE | $4,860 | $5,182-6.2% | $4,487+8.3% | $6,342-23.4% |
| Admin fee / account holder | $2,677 | $10,621-74.8% | $7,965-66.4% | $12,315-78.3% |