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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,997 | $86,949+161.1% | $102,460+121.5% | $80,959+180.4% |
| Participation rate | 84.0% | 72.4%+11.6pp | 76.5%+7.5pp | 67.7%+16.3pp |
| Annual return | 14.40% | 18.89%-4.5pp | 29.47%-15.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $2,547 | $2,370+7.5% | $3,025-15.8% | $2,757-7.6% |
| Participant deferral / active EE | $5,292 | $4,121+28.4% | $5,056+4.7% | $4,300+23.1% |
| Admin fee / account holder | $509 | $8,048-93.7% | $9,460-94.6% | $6,925-92.6% |