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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,793 | $154,193-47.0% | $130,045-37.1% | $139,466-41.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 18.24% | 32.51%-14.3pp | -137.30%+155.5pp | 373.66%-355.4pp |
| Employer contribution / active EE | $5,227 | $5,292-1.2% | $4,321+21.0% | $4,754+10.0% |
| Participant deferral / active EE | $8,820 | $6,709+31.5% | $5,820+51.6% | $6,712+31.4% |
| Admin fee / account holder | $478 | $13,989-96.6% | $10,600-95.5% | $11,409-95.8% |