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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,167 | $176,786-71.6% | $146,643-65.8% | $167,536-70.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.39% | 24.04%-15.6pp | 22.75%-14.4pp | 478.82%-470.4pp |
| Employer contribution / active EE | $10,430 | $5,161+102.1% | $4,137+152.1% | $4,839+115.5% |
| Participant deferral / active EE | $7,306 | $6,440+13.4% | $5,506+32.7% | $6,342+15.2% |
| Admin fee / account holder | $37,682 | $13,262+184.1% | $10,280+266.5% | $12,315+206.0% |