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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,653 | $138,114-30.0% | $125,391-22.9% | $134,545-28.2% |
| Participation rate | 86.4% | 84.5%+1.9pp | 82.4%+4.0pp | 81.2%+5.1pp |
| Annual return | -18.82% | 750.88%-769.7pp | 572.41%-591.2pp | 418.37%-437.2pp |
| Employer contribution / active EE | $1,295 | $5,246-75.3% | $4,816-73.1% | $4,742-72.7% |
| Participant deferral / active EE | $3,708 | $7,801-52.5% | $7,448-50.2% | $6,401-42.1% |
| Admin fee / account holder | $1,217 | $11,570-89.5% | $10,009-87.8% | $11,431-89.4% |