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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,755 | $165,399-46.9% | $149,745-41.4% | $158,982-44.8% |
| Participation rate | 87.0% | 84.6%+2.4pp | 82.5%+4.5pp | 82.0%+5.0pp |
| Annual return | 18.17% | 348.34%-330.2pp | 276.72%-258.6pp | 302.99%-284.8pp |
| Employer contribution / active EE | $1,426 | $5,105-72.1% | $4,646-69.3% | $4,763-70.1% |
| Participant deferral / active EE | $4,082 | $7,183-43.2% | $6,843-40.4% | $5,983-31.8% |
| Admin fee / account holder | $4,542 | $10,811-58.0% | $9,312-51.2% | $11,252-59.6% |