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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,629 | $183,592+1.7% | $155,574+20.0% | $145,877+27.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.40% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $3,480 | $5,317-34.5% | $4,676-25.6% | $4,663-25.4% |
| Participant deferral / active EE | $15,039 | $6,466+132.6% | $5,629+167.2% | $6,691+124.8% |
| Admin fee / account holder | $1,075 | $19,316-94.4% | $15,914-93.2% | $13,402-92.0% |