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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,924 | $175,231-21.9% | $149,696-8.5% | $139,466-1.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.64% | 166.77%-148.1pp | 134.46%-115.8pp | 373.66%-355.0pp |
| Employer contribution / active EE | $3,192 | $5,478-41.7% | $4,821-33.8% | $4,754-32.8% |
| Participant deferral / active EE | $12,109 | $6,521+85.7% | $5,682+113.1% | $6,712+80.4% |
| Admin fee / account holder | $744 | $16,155-95.4% | $13,212-94.4% | $11,409-93.5% |