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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,562 | $162,136-17.6% | $152,301-12.3% | $154,746-13.7% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 15.81% | 91.02%-75.2pp | 80.50%-64.7pp | 172.34%-156.5pp |
| Employer contribution / active EE | $9,449 | $4,890+93.2% | $4,624+104.3% | $4,379+115.8% |
| Participant deferral / active EE | $10,415 | $8,341+24.9% | $8,004+30.1% | $6,730+54.7% |
| Admin fee / account holder | $3,526 | $15,759-77.6% | $14,398-75.5% | $14,365-75.5% |