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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,218 | $148,623-49.4% | $135,974-44.7% | $139,466-46.1% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 18.22% | 79.30%-61.1pp | 68.30%-50.1pp | 373.66%-355.4pp |
| Employer contribution / active EE | $9,584 | $5,246+82.7% | $4,859+97.2% | $4,754+101.6% |
| Participant deferral / active EE | $10,507 | $8,103+29.7% | $7,760+35.4% | $6,712+56.5% |
| Admin fee / account holder | $1,856 | $12,406-85.0% | $10,767-82.8% | $11,409-83.7% |