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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,176 | $180,462-44.5% | $154,111-35.0% | $135,379-26.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.12% | 888.17%-892.3pp | 735.18%-739.3pp | 519.79%-523.9pp |
| Employer contribution / active EE | $1,616 | $6,036-73.2% | $5,298-69.5% | $4,779-66.2% |
| Participant deferral / active EE | $4,792 | $5,806-17.5% | $5,081-5.7% | $5,609-14.6% |
| Admin fee / account holder | $807 | $16,145-95.0% | $13,411-94.0% | $10,828-92.5% |