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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,035 | $198,461-54.6% | $170,436-47.2% | $147,585-39.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 12.45% | 257.30%-244.9pp | 205.94%-193.5pp | 578.57%-566.1pp |
| Employer contribution / active EE | $1,584 | $6,184-74.4% | $5,433-70.8% | $4,876-67.5% |
| Participant deferral / active EE | $4,271 | $5,629-24.1% | $4,939-13.5% | $5,439-21.5% |
| Admin fee / account holder | $2,193 | $16,852-87.0% | $13,880-84.2% | $10,885-79.9% |