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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,262 | $89,364+83.8% | $141,177+16.4% | $72,983+125.1% |
| Participation rate | 44.3% | 75.1%-30.8pp | 82.5%-38.2pp | 69.5%-25.2pp |
| Annual return | 17.01% | 111.86%-94.9pp | 71.40%-54.4pp | 81.01%-64.0pp |
| Employer contribution / active EE | $780 | $3,115-74.9% | $4,736-83.5% | $2,440-68.0% |
| Participant deferral / active EE | $2,495 | $5,419-54.0% | $6,710-62.8% | $3,608-30.8% |
| Admin fee / account holder | $45 | $5,959-99.3% | $10,263-99.6% | $5,124-99.1% |