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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,361 | $28,624-77.8% | $53,647-88.1% | $82,637-92.3% |
| Participation rate | 68.4% | 47.3%+21.2pp | 56.3%+12.1pp | 68.1%+0.4pp |
| Annual return | 21.70% | 664.98%-643.3pp | 358.33%-336.6pp | 53.51%-31.8pp |
| Employer contribution / active EE | $776 | $637+21.9% | $962-19.3% | $2,552-69.6% |
| Participant deferral / active EE | $910 | $1,196-23.9% | $1,813-49.8% | $4,126-77.9% |
| Admin fee / account holder | $462 | $2,022-77.2% | $2,460-81.2% | $7,339-93.7% |