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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,182 | $148,623+29.3% | $135,974+41.3% | $139,466+37.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.57% | 79.30%-74.7pp | 68.30%-63.7pp | 373.66%-369.1pp |
| Employer contribution / active EE | $20,180 | $5,246+284.6% | $4,859+315.3% | $4,754+324.5% |
| Participant deferral / active EE | $22,500 | $8,103+177.7% | $7,760+189.9% | $6,712+235.2% |
| Admin fee / account holder | $1,317,513 | $12,406+10520.2% | $10,767+12137.1% | $11,409+11448.3% |