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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,230 | $73,863-36.1% | $143,797-67.2% | $68,490-31.0% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | 5.05% | 0.91%+4.1pp | -0.04%+5.1pp | -7.85%+12.9pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,452 | $3,385+61.1% | $5,638-3.3% | $4,028+35.4% |
| Admin fee / account holder | $2,144 | $5,756-62.8% | $14,679-85.4% | $5,403-60.3% |