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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,239 | $112,729-51.9% | $98,716-45.1% | $137,256-60.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 19.19% | 38.48%-19.3pp | 31.81%-12.6pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,687 | $2,725-38.1% | $2,279-26.0% | $4,156-59.4% |
| Participant deferral / active EE | $2,846 | $4,640-38.7% | $4,048-29.7% | $6,407-55.6% |
| Admin fee / account holder | $1,143 | $10,129-88.7% | $8,703-86.9% | $12,270-90.7% |