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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,833 | $124,346-31.0% | $111,306-22.9% | $167,553-48.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 3.00% | 37.46%-34.5pp | 54.67%-51.7pp | 478.89%-475.9pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,732-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $1,283 | $5,182-75.2% | $4,488-71.4% | $6,343-79.8% |
| Admin fee / account holder | $8,233 | $10,623-22.5% | $7,966+3.4% | $12,316-33.2% |