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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,793 | $112,131-34.2% | $95,964-23.1% | $158,982-53.6% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 3.47% | 171.19%-167.7pp | 91.64%-88.2pp | 302.99%-299.5pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,035 | $4,784-78.4% | $4,167-75.2% | $5,983-82.7% |
| Admin fee / account holder | $372 | $10,136-96.3% | $6,797-94.5% | $11,252-96.7% |