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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,539 | $115,225-68.3% | $100,712-63.7% | $138,895-73.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 7.40% | 40.35%-32.9pp | 33.27%-25.9pp | 145.39%-138.0pp |
| Employer contribution / active EE | $2,413 | $2,771-12.9% | $2,313+4.3% | $4,194-42.5% |
| Participant deferral / active EE | $3,540 | $4,699-24.7% | $4,085-13.4% | $6,396-44.7% |
| Admin fee / account holder | $53,394 | $10,844+392.4% | $9,256+476.8% | $12,562+325.0% |