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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,733 | $93,346-34.9% | $71,796-15.4% | $273,972-77.8% |
| Participation rate | 63.2% | 76.5%-13.4pp | 69.1%-6.0pp | 83.0%-19.9pp |
| Annual return | 6.50% | 130.39%-123.9pp | 78.04%-71.5pp | 41.46%-35.0pp |
| Employer contribution / active EE | $1,980 | $2,733-27.6% | $1,924+2.9% | $4,869-59.3% |
| Participant deferral / active EE | $4,382 | $3,475+26.1% | $2,794+56.8% | $5,287-17.1% |
| Admin fee / account holder | $10,383 | $6,571+58.0% | $4,815+115.6% | $10,133+2.5% |