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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,023 | $57,352-12.8% | $83,830-40.3% | $64,173-22.0% |
| Participation rate | 88.9% | 68.6%+20.3pp | 76.1%+12.7pp | 69.6%+19.3pp |
| Annual return | -4.89% | 11.38%-16.3pp | 850.97%-855.9pp | 7.63%-12.5pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,235 | $2,993+141.7% | $4,082+77.3% | $3,470+108.5% |
| Admin fee / account holder | $4,887 | $4,046+20.8% | $5,479-10.8% | $4,8870% |