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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,115 | $47,848+215.8% | $81,473+85.5% | $70,126+115.5% |
| Participation rate | 55.6% | 58.3%-2.7pp | 68.0%-12.4pp | 69.5%-14.0pp |
| Annual return | 17.21% | 27.25%-10.0pp | 38.78%-21.6pp | 73.15%-55.9pp |
| Employer contribution / active EE | $600 | $1,527-60.7% | $2,568-76.6% | $2,343-74.4% |
| Participant deferral / active EE | $900 | $2,453-63.3% | $3,537-74.6% | $3,332-73.0% |
| Admin fee / account holder | $365 | $3,145-88.4% | $4,561-92.0% | $4,645-92.1% |