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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,710 | $56,894-46.0% | $84,753-63.8% | $62,881-51.2% |
| Participation rate | 79.4% | 68.5%+10.8pp | 76.6%+2.8pp | 69.3%+10.1pp |
| Annual return | 8.04% | 6.30%+1.7pp | 22.78%-14.7pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,185 | $2,400-50.6% | $3,574-66.9% | $2,281-48.1% |
| Participant deferral / active EE | $2,960 | $2,709+9.3% | $3,712-20.3% | $3,203-7.6% |
| Admin fee / account holder | $669 | $3,581-81.3% | $5,333-87.4% | $4,296-84.4% |