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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,955 | $140,592+111.2% | $123,105+141.2% | $125,389+136.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -2.57% | 16.80%-19.4pp | 13.22%-15.8pp | 282.24%-284.8pp |
| Employer contribution / active EE | $23,333 | $6,041+286.2% | $5,151+353.0% | $4,866+379.5% |
| Participant deferral / active EE | $20,000 | $6,980+186.5% | $6,229+221.1% | $5,352+273.7% |
| Admin fee / account holder | $1,905 | $11,198-83.0% | $9,014-78.9% | $9,541-80.0% |