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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,330 | $102,638+102.0% | $81,991+152.9% | $158,966+30.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 8.50% | 61.05%-52.6pp | 41.31%-32.8pp | 302.95%-294.5pp |
| Employer contribution / active EE | $344 | $3,241-89.4% | $2,498-86.2% | $4,762-92.8% |
| Participant deferral / active EE | $1,920 | $4,649-58.7% | $3,722-48.4% | $5,983-67.9% |
| Admin fee / account holder | $1,215 | $8,237-85.2% | $5,665-78.5% | $11,250-89.2% |