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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,539 | $96,508+116.1% | $75,901+174.8% | $152,897+36.4% |
| Participation rate | 85.7% | 76.2%+9.5pp | 69.3%+16.4pp | 82.5%+3.3pp |
| Annual return | 12.75% | 33.99%-21.2pp | 30.76%-18.0pp | 345.43%-332.7pp |
| Employer contribution / active EE | $2,099 | $3,310-36.6% | $2,501-16.1% | $4,764-55.9% |
| Participant deferral / active EE | $835 | $4,554-81.7% | $3,603-76.8% | $5,851-85.7% |
| Admin fee / account holder | $655 | $8,081-91.9% | $5,420-87.9% | $11,599-94.4% |