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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,973 | $80,985+32.1% | $96,576+10.8% | $75,181+42.3% |
| Participation rate | 71.4% | 71.8%-0.4pp | 76.0%-4.5pp | 67.2%+4.2pp |
| Annual return | 12.65% | 27.05%-14.4pp | 25.87%-13.2pp | 160.69%-148.0pp |
| Employer contribution / active EE | $2,807 | $2,282+23.0% | $2,965-5.3% | $2,671+5.1% |
| Participant deferral / active EE | $7,070 | $3,929+80.0% | $4,851+45.7% | $4,126+71.4% |
| Admin fee / account holder | $1,620 | $6,719-75.9% | $8,253-80.4% | $5,650-71.3% |