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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,644 | $102,393-18.3% | $147,041-43.1% | $80,911+3.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.39% | 134.95%-123.6pp | 419.21%-407.8pp | 35.63%-24.2pp |
| Employer contribution / active EE | $7,194 | $3,715+93.6% | $4,935+45.8% | $2,756+161.0% |
| Participant deferral / active EE | $8,418 | $6,647+26.6% | $8,071+4.3% | $4,297+95.9% |
| Admin fee / account holder | $2,054 | $7,943-74.1% | $13,006-84.2% | $6,935-70.4% |