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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,550 | $93,598-19.3% | $135,974-44.4% | $75,173+0.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.80% | 30.89%-16.1pp | 68.30%-53.5pp | 160.72%-145.9pp |
| Employer contribution / active EE | $7,101 | $3,538+100.7% | $4,859+46.1% | $2,671+165.9% |
| Participant deferral / active EE | $8,987 | $6,405+40.3% | $7,760+15.8% | $4,126+117.8% |
| Admin fee / account holder | $3,600 | $6,978-48.4% | $10,767-66.6% | $5,651-36.3% |