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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,644 | $102,429-18.3% | $147,096-43.1% | $80,925+3.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.39% | 135.02%-123.6pp | 419.75%-408.4pp | 35.65%-24.3pp |
| Employer contribution / active EE | $7,194 | $3,716+93.6% | $4,936+45.7% | $2,756+161.0% |
| Participant deferral / active EE | $8,418 | $6,649+26.6% | $8,071+4.3% | $4,299+95.8% |
| Admin fee / account holder | $2,054 | $7,957-74.2% | $13,005-84.2% | $6,940-70.4% |