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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,644 | $102,422-18.3% | $147,117-43.1% | $80,959+3.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.39% | 135.16%-123.8pp | 420.54%-409.2pp | 35.67%-24.3pp |
| Employer contribution / active EE | $7,194 | $3,717+93.5% | $4,932+45.8% | $2,757+160.9% |
| Participant deferral / active EE | $8,418 | $6,652+26.5% | $8,065+4.4% | $4,300+95.7% |
| Admin fee / account holder | $2,054 | $7,953-74.2% | $12,993-84.2% | $6,925-70.3% |