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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,123 | $106,749-13.7% | $145,433-36.7% | $82,448+11.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.19% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.4pp |
| Employer contribution / active EE | $5,700 | $3,444+65.5% | $4,554+25.1% | $2,551+123.4% |
| Participant deferral / active EE | $8,723 | $6,519+33.8% | $7,897+10.5% | $4,139+110.7% |
| Admin fee / account holder | $17,821 | $8,390+112.4% | $13,129+35.7% | $7,234+146.3% |