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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,934 | $41,377+30.3% | $109,313-50.7% | $62,881-14.2% |
| Participation rate | 53.7% | 57.5%-3.9pp | 71.3%-17.6pp | 69.3%-15.6pp |
| Annual return | 5.96% | 11.05%-5.1pp | 22.07%-16.1pp | 20.14%-14.2pp |
| Employer contribution / active EE | $2,007 | $1,276+57.3% | $3,892-48.4% | $2,281-12.0% |
| Participant deferral / active EE | $2,626 | $2,045+28.4% | $3,166-17.1% | $3,203-18.0% |
| Admin fee / account holder | $304 | $2,884-89.5% | $5,666-94.6% | $4,296-92.9% |