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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,845 | $99,921+123.0% | $85,009+162.1% | $145,959+52.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 22.36% | 83.89%-61.5pp | 66.47%-44.1pp | 561.95%-539.6pp |
| Employer contribution / active EE | $3,749 | $3,233+16.0% | $2,728+37.4% | $4,661-19.6% |
| Participant deferral / active EE | $15,942 | $5,293+201.2% | $4,522+252.6% | $6,689+138.3% |
| Admin fee / account holder | $2,869 | $7,252-60.4% | $6,153-53.4% | $13,398-78.6% |