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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,717 | $99,875-31.2% | $146,866-53.2% | $86,983-21.0% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.5%+23.6pp |
| Annual return | 22.69% | 28.10%-5.4pp | 102.85%-80.2pp | 25.83%-3.1pp |
| Employer contribution / active EE | $7,797 | $3,224+141.8% | $4,425+76.2% | $2,584+201.7% |
| Participant deferral / active EE | $7,288 | $6,322+15.3% | $7,759-6.1% | $4,194+73.8% |
| Admin fee / account holder | $672 | $7,838-91.4% | $13,620-95.1% | $7,856-91.4% |