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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,830 | $107,363-93.6% | $92,909-92.6% | $152,897-95.5% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 29.23% | 145.63%-116.4pp | 109.44%-80.2pp | 345.43%-316.2pp |
| Employer contribution / active EE | $1,458 | $4,222-65.5% | $3,653-60.1% | $4,764-69.4% |
| Participant deferral / active EE | $1,858 | $4,848-61.7% | $4,238-56.2% | $5,851-68.2% |
| Admin fee / account holder | $1,141 | $7,082-83.9% | $5,795-80.3% | $11,599-90.2% |