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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,778 | $198,461-78.4% | $170,436-74.9% | $147,585-71.0% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 16.50% | 257.30%-240.8pp | 205.94%-189.4pp | 578.57%-562.1pp |
| Employer contribution / active EE | $5,826 | $6,184-5.8% | $5,433+7.2% | $4,876+19.5% |
| Participant deferral / active EE | $6,869 | $5,629+22.0% | $4,939+39.1% | $5,439+26.3% |
| Admin fee / account holder | $414 | $16,852-97.5% | $13,880-97.0% | $10,885-96.2% |