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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,745 | $138,114-32.1% | $125,391-25.2% | $134,545-30.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -49.73% | 750.88%-800.6pp | 572.41%-622.1pp | 418.37%-468.1pp |
| Employer contribution / active EE | $6,651 | $5,246+26.8% | $4,816+38.1% | $4,742+40.3% |
| Participant deferral / active EE | $3,646 | $7,801-53.3% | $7,448-51.0% | $6,401-43.0% |
| Admin fee / account holder | $992 | $11,570-91.4% | $10,009-90.1% | $11,431-91.3% |